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UnitedHealth Group Incorporated

UNH

Healthcare

$291.54

-0.59%

Price History (1 Year)

Market Cap

$264.1B

P/E Ratio

22.0x

P/B Ratio

3.00x

EV/EBITDA

15.2x

ROE

12.0%

FCF Yield

5.4%

Div. Yield

3.01%

DCF Value

$360.36

Undervalued vs DCF

QuarterRevenueNet IncomeEPS
2025-12-31$113.22B$10M$0.01
2025-09-30$113.16B$2.35B$2.59
2025-06-30$111.62B$3.41B$3.76
2025-03-31$109.58B$6.29B$6.91

AI Analysis

UNH: CMS Rate Boost Rescues a Broken Quarter

  • CMS's 2027 Medicare Advantage rate increase of +2.48% adds roughly $3.9 billion in incremental revenue, well above the +0.09% initially proposed.
  • UNH's Q4 2025 was near-zero earnings ($0.01 EPS) — the CMS boost doesn't fix 2025's cost problems but gives crucial margin relief for 2027.
  • At $311 with projected 2028 EPS of ~$23, UNH trades at 13.6x forward earnings — buy in thirds around the April 21 earnings report for the best risk-reward.
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Healthcare Peers

Data provided by Financial Modeling Prep. AI analysis generated by Claude. This is not financial advice. Past performance does not guarantee future results. Always do your own research before making investment decisions.