Terms of Service

Last updated: August 21, 2025

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AI-Assisted Content with Human Editorial Review

This platform combines AI-powered analysis with human editorial oversight.By using this service, you acknowledge that while artificial intelligence generates initial content drafts, all published material has undergone human review, fact-checking, and editorial approval.

  • • Content begins with AI analysis of public economic data
  • • Human editors review, fact-check, and refine all content
  • • Published articles include editorial oversight and approval
  • • Information should still be independently verified
  • • Not personalized financial or investment advice

1. Acceptance of Terms

By accessing and using MacroSpire ("the Service"), you accept and agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the Service.

2. Description of Service

MacroSpire is an AI-powered platform that generates technonomic analysis and commentary based on Federal Reserve data, AI research, economic indicators, and global market information. The Service provides:

  • • AI-generated financial analysis and commentary
  • • Interactive data visualizations
  • • Economic trend analysis
  • • Technonomic policy insights

3. Financial Disclaimer and Limitations

⚠️ Important Financial Disclaimers

NOT FINANCIAL ADVICE: Content provided by this Service is for informational and educational purposes only. It does not constitute financial, investment, legal, or professional advice.

NO GUARANTEES: Past performance does not guarantee future results. Market conditions can change rapidly, and investments carry inherent risks including the potential loss of principal.

CONSULT PROFESSIONALS: Always consult with qualified financial advisors, accountants, or legal professionals before making investment decisions or financial commitments.

AI LIMITATIONS: AI-generated content may contain errors, omissions, or biases. The accuracy and completeness of information cannot be guaranteed.

4. User Responsibilities

Users of the Service agree to:

  • • Use the Service for lawful purposes only
  • • Not rely solely on AI-generated content for financial decisions
  • • Conduct independent research and verification
  • • Understand the limitations of AI-generated analysis
  • • Not redistribute or resell content without permission

5. Limitation of Liability

To the maximum extent permitted by law, MacroSpire and its creators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from:

  • • Use of or inability to use the Service
  • • Reliance on AI-generated content
  • • Financial losses from investment decisions
  • • Errors or omissions in content
  • • System downtime or technical issues

6. Data Sources and Accuracy

The Service utilizes data from reputable sources including:

  • • Federal Reserve Economic Data (FRED)
  • • Federal Open Market Committee (FOMC) statements
  • • U.S. Treasury Department data
  • • Public market data and financial news sources

While we strive for accuracy, we cannot guarantee the completeness, accuracy, or timeliness of all data. Users should verify information independently before making decisions.

7. Intellectual Property

The Service and its original content, features, and functionality are owned by MacroSpire and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. AI-generated content is provided under fair use principles for informational purposes.

8. Privacy and Data

We respect your privacy. We do not collect personal financial information or provide personalized investment advice. Any usage data collected is used solely to improve the Service and is not shared with third parties for commercial purposes.

9. Changes to Terms

We reserve the right to modify these terms at any time. Users will be notified of significant changes. Continued use of the Service after changes constitutes acceptance of the modified terms.

10. Governing Law

These terms shall be governed by and construed in accordance with applicable laws. Any disputes arising from these terms or use of the Service shall be resolved through binding arbitration.

11. Contact Information

If you have questions about these Terms of Service, please contact us through the information provided on our About page.

Final Reminder: AI-Assisted Content with Editorial Review

This platform provides AI-assisted financial analysis with human editorial oversight. While content undergoes review and fact-checking, all information should be considered informational only and not as professional financial advice. Users assume all responsibility for their financial decisions.