Fidelity Review: The Broker That's Hard to Beat on Value
Fidelity is the rare financial giant that actually competes on price like a scrappy upstart. Zero commissions on stocks, ETFs, and options trades. Zero account fees. Zero minimums. Zero expense ratio index funds. That's a lot of zeros from a company managing trillions of dollars. For most US investors — beginners, buy-and-hold types, even active traders — Fidelity sits at or near the top of the list. They offer a genuinely full-service experience without the fees that usually come with it. The brokerage account doubles as a cash management hub earning 3.33% on uninvested cash (as of late January 2026), and they've built out crypto, fractional shares, and a robo-advisor alongside the traditional toolkit. The real question isn't whether Fidelity is good. It's whether anyone else is meaningfully better for your specific situation. Let's dig into the details.